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Tobi Oladinni

Financial Crime and Compliance Analyst

Professional Profile

Financial Crime and Compliance Analyst with experience across AML transaction monitoring, sanctions screening, STR analysis, and compliance monitoring within regulated environments. I specialise in applying risk-based judgement, documenting defensible decisions, and assessing the effectiveness of financial crime controls in line with FCA and JMLSG expectations across both public and private sector settings.

Professional Experience

Financial Crime Officer
HM Revenue & Customs (HMRC) | Nov 2023 – Present
  • Conduct financial crime investigations involving transactional and behavioural anomalies.
  • Assess cases against defined policy thresholds and document escalation decisions.
  • Prepare structured case summaries to support audit and regulatory review.
KYC and AML Analyst (Contract)
RiTem Recruitment Ltd | Jan 2025 – Present
  • Review transaction monitoring alerts and escalate suspicious activity using risk indicators.
  • Perform sanctions and PEP screening and support SAR and STR preparation.
  • Contribute to compliance summaries, MI, and control effectiveness reviews.
AML Specialist
Deep Foundation Ltd | Sep 2022 – Apr 2023
  • Conducted high-risk CDD and EDD reviews, including ownership and sanctions checks.
  • Strengthened onboarding governance and reduced compliance breaches.
  • Investigated unusual activity and escalated cases within SLA.

Skills

Financial Crime Operations
  • Transaction Monitoring
  • Alert Review
  • Sanctions and PEP Screening
  • STR and SAR Analysis
Compliance and Controls
  • Compliance Monitoring
  • Control Testing
  • Quality Assurance
  • Audit Readiness
Analytical and Casework
  • Risk-Based Decision Making
  • Investigative Writing
  • Escalation and Case Management
  • Regulatory Interpretation (FCA, JMLSG)

Casework Portfolio

  • Transaction Monitoring Alert Review
    Risk-based assessment of unusual transactional activity with documented escalation rationale.
  • Suspicious Activity and STR Analysis
    Structured suspicion narratives aligned to UK regulatory expectations.
  • High-Risk Customer KYC and EDD Review
    Assessment of ownership structures, source of funds, and customer risk classification.

Certifications and Training

  • ICA Certificate in Anti-Money Laundering
  • Basel Institute – Operational Analysis of STRs
  • Global Certified KYC Specialist

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